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Student loan consolidation is a smart financial decision that allows you to combine all of your eligible student loans into a single student loan, so you can reduce your number of monthly payments. Student loan consolidation can also help put more money in your pocket now by lowering your monthly payments.1


Chase Federal Loan Consolidation

If you haven't already, be sure to consolidate, or combine, any outstanding federal student loans.2

Benefits of Federal Student Loan Consolidation include:

  • Easy application process
  • No credit check required
  • Lower monthly payments

Learn more Start Consolidating your Loans now!

Chase Private Consolidation Loan

Combining your private student loans makes sense because consolidation can make repayment more manageable.3

Benefits of private student loan consolidation are:

  • Lower monthly payments
  • No origination, processing or repayment fees
  • No prepayment penalty

Learn more

Apply for a Chase Private Consolidation Loan by calling 1-866-317-4752.

Disclosures:
1Student loan consolidation may extend your repayment term, increasing your overall financial obligation. However, your monthly loan payments may be reduced. You can choose to prepay principal with no prepayment penalties, which reduces the overall cost of your loan.

2You are eligible for a Chase Federal Consolidation Loan so long as, at the time of funding, you: (1) are in your loan grace period or have entered repayment on each loan chosen for consolidation; and (2) consolidate eligible federal student loan debt meeting Chase's minimum balance requirement of $20,000. Other terms and conditions apply. Please contact us for details on eligibility criteria.

3Chase Private Consolidation Loans are subject to credit approval, receipt of a completed and signed Application/Promissory Note, and verification of income, identity and other application information. Only private education loans that are in good standing and from eligible Title IV schools may be included. Federal education loans are not eligible under the private consolidation loan program. Minimum loan amount is $7,500, with a cumulative borrowing limit of $150,000 based on credit eligibility. Other terms and conditions apply. Please contact us for details on eligibility criteria.

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