Medical School Loans & Health Education Student Loans The Chase Health Education Program is for graduate students pursuing a healthcare degree, including allopathic and osteopathic medicine, dentistry, veterinary medicine and pharmacy, among other traditional and nontraditional disciplines.* Features: Choice of repayment options Secure online application and dedicated customer service

Chase Health Stafford Loan If you're an eligible healthcare graduate student enrolled in a participating school at least half time, you can receive from $500 up to $47,167 (of which up to $8,500 may be subsidized) based on discipline and length of academic year. Chase Health Stafford Loan benefits include: 0.25% interest rate reduction for having monthly payments automatically deducted from your bank account (ACH) by Chase

Chase Health Grad PLUS Loan When you've exhausted your federal Stafford loan options and other aid, the Chase Health Grad PLUS Loan can fill the gap. Chase Health Grad PLUS student loan benefits include: 0.25% interest rate reduction for having monthly payments automatically deducted from your bank account (ACH) by Chase

Chase SelectSM Graduate Health Professions Loan** When federal aid, scholarships and grants just aren't enough, a private loan like the Chase Select Graduate Health Professions Loan can provide funds up to your cost of attendance minus other financial aid. Chase Select Graduate Health Professions Loan benefits include: No origination or repayment fees Cosigner release option available 0.25% interest rate reduction for having monthly payments automatically deducted from your bank account (ACH) by Chase

*Important Information: Federal Loans-For loans that are guaranteed on or after June 1, 2008, the 0.25% interest rate reduction is available to borrowers in repayment who elect to have their monthly payments automatically deducted from a bank account by Chase. This interest rate reduction will begin when the borrower enrolls and begins having payments automatically deducted by Chase and will remain in effect as long as automatic payments continue without interruption. The reduced interest rate will return to the non-discounted rate if automatic payments are canceled, rejected or returned for any reason or during periods of deferment or forbearance. The 0.25% interest rate reduction will not lower the monthly payment amount but will instead reduce the interest that accrues, thereby reducing the total amount repaid and the time in which the loan is repaid. Chase may sell this loan to the U.S. Department of Education, and the U.S. Department of Education may continue to honor this automatic payment interest rate reduction. Visit ChaseStudentLoans.com/rates for current interest rates. Generally, Stafford and Grad PLUS borrowers have up to 10 years (excluding periods of authorized deferment and forbearance) to repay their loans. New borrowers after October 7, 1998, whose total outstanding principal and interest in Federal Family Education Loan Program (FFELP) loans exceeds $30,000, may repay on a level or graduated repayment plan for a period that may not exceed 25 years. There are no penalties for early repayment of FFELP loans. Contact Chase to learn more about repayment term options. Terms and conditions apply. Benefit programs are subject to change. Loans are subject to submission of a completed application, credit approval and other required documentation and verification, as applicable.

**Chase Select loans are subject to credit approval, receipt of a completed and signed loan application/promissory note and self-certification form, verification of application information, acceptance of loan terms, and school certification of loan amount and student's enrollment at a Chase-participating school.

The 0.25% interest rate reduction is available to borrowers in repayment who elect to have their monthly payments automatically deducted from a bank account by Chase. This interest rate reduction will begin when the borrower enrolls and begins having payments automatically deducted by Chase and will remain in effect as long as automatic payments continue without interruption. The reduced interest rate will return to the non-discounted rate if automatic payments are canceled, rejected or returned for any reason or during periods of deferment or forbearance. The 0.25% interest rate reduction will not lower the monthly payment amount but will instead reduce the interest that accrues, thereby reducing the total amount repaid and the time in which the loan is repaid.

Chase services its Chase Select loans and does not sell them to another lender.

Upon request by the student borrower, cosigners are eligible to be released from the loan after any 36 consecutive payments of principal and interest are paid on time. The borrower must meet credit criteria at the time of cosigner release. Other terms and conditions apply. Benefit programs are subject to change.

Maximum annual loans up to cost of attendance, minus other aid, as certified by the school. Aggregate maximum loan limits apply.

This information was current as of 02/02/2010 and is subject to change. Contact Chase for the most up-to-date terms.